Do You Need General Liability Insurance in Loganville, Georgia?

As a business owner, it's important to know what kind of insurance you need to protect your business. Depending on the type of business you have, you may be required by law to carry certain types of insurance. In this blog post, we'll discuss general liability insurance and whether or not businesses in Georgia are required to carry it.

What is General Liability Insurance?

General liability insurance is a type of insurance that protects businesses from third-party claims. This includes things like property damage, personal injury, and advertising injury. If your business is sued for any of these things, your general liability policy will help cover the costs of the lawsuit, including attorney's fees, settlements, and judgments. 

Are Businesses in Georgia Required to Carry General Liability Insurance?

There is no state law in Georgia that requires businesses to carry general liability insurance. However, some businesses may be required to carry it by their landlords or leasing companies. For example, if you have a retail store and your lease requires you to have $1 million in general liability coverage, then you will need to purchase a policy that meets those requirements. 

Additionally, some professions are regulated by state boards or commissions that require practitioners to carry certain types of insurance, including general liability insurance. For example, roofing contractors in Georgia are required to carry $500,000 in general liability coverage. 

Be Certain You Are Covered
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While there is no state law in Georgia that requires businesses to carry general liability insurance, some businesses may be required to do so by their landlords or leasing companies. Additionally, some professions are regulated by state boards or commissions that require practitioners to carry general liability insurance. If you're not sure whether or not your business needs general liability insurance, make sure to consult with your attorney or accountant.

When it comes time to have your business covered, Arrow is primed and ready to help you.

Contact us and we'll find the best solution  for you. 

We help a lot of clients in the Loganville, GA area to get covered with auto, home, health, business, and life insurance. 
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As we like to say, you can count on us to shoot straight.