Business interruption insurance is a type of insurance that can provide financial protection to businesses in the event of an unexpected disruption to their operations, such as a natural disaster, fire, or other catastrophic event. This coverage can help businesses cover their expenses and maintain their operations while they work to recover from the interruption.
In Georgia, the state law requires that a business with three or more employees needs to provide Workers' Compensation in the event of an injury.
However, even if you have fewer than 3 employees, it is still recommended to get coverage. You can't predict when an on-the-job injury will happen, and not having protection could be setting yourself up for big trouble.
There are many reasons why every business owner should seriously consider buying worker's compensation insurance in Georgia.