It’s no secret that breed discrimination is still a thing in our society, even tho there are tons of advocates for them and
more and more people are starting to rethink their stance. That includes insurance companies as well.
There are quite a few insurance companies that still do not allow certain dog breeds. That is starting to change as
some companies are loosening their restrictions. Some even allow them with a “Good Citizen Certificate”.
We often get asked what Umbrella Coverage is.
First thing that usually comes to people’s minds is an insurance policy that covers an umbrella.
While it is a good way to explain what it does, that is not actually what it does. An umbrella policy is intended to cover a wide range of policies and exposures you may have.
It provides coverage over the limits of other insurance. Insurance policies provide a specific amount of coverage. For example, the liability portion of your homeowners policy provides coverage for personal liability exposures. If you have auto, home, boat, rental property policies, etc; umbrella policies provide coverage over all of these policies.