It’s no secret that breed discrimination is still a thing in our society, even tho there are tons of advocates for them and
more and more people are starting to rethink their stance. That includes insurance companies as well.
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There are quite a few insurance companies that still do not allow certain dog breeds. That is starting to change as
some companies are loosening their restrictions. Some even allow them with a “Good Citizen Certificate”.

We often get asked what Umbrella Coverage is.

First thing that usually comes to people’s minds is an insurance policy that covers an umbrella.

While it is a good way to explain what it does, that is not actually what it does. An umbrella policy is intended to cover a wide range of policies and exposures you may have.

It provides coverage over the limits of other insurance. Insurance policies provide a specific amount of coverage. For example, the liability portion of your homeowners policy provides coverage for personal liability exposures. If you have auto, home, boat, rental property policies, etc; umbrella policies provide coverage over all of these policies.