As an independent insurance agency in Loganville, GA, we've seen our fair share of car insurance mistakes that lead people to ask for our help.
Whether you're a first-time car owner or a seasoned driver, it's important to know what to avoid when it comes to insuring your vehicle.
Don't wait for a claim to find out what your insurance policy allows and disallows.
In this article, we'll go over the top five things you want to steer clear of when it comes to having proper car insurance.
Skipping Car Insurance Quotes in GA
One of the biggest mistakes people make is not shopping around for car insurance quotes in GA. Just because one company offers the lowest rate doesn't mean it's the best deal for you. Get multiple quotes and compare coverage and rates to make an informed decision. We make it easy to get an auto insurance quote for Georgia residents.
Underestimating the Value of Your Car
Another common mistake is underestimating the value of your car.
If you only insure your car for its market value, you could be left with a hefty bill if it's damaged or stolen.
Make sure to insure your car for its full replacement cost.
Skimping on Coverage
It may be tempting to save money by skimping on coverage, but that could be a costly mistake.
Make sure you have adequate liability insurance to protect you in case of an accident, and consider adding comprehensive and collision coverage to protect your car.
Not Reviewing Your Policy Regularly
Life changes, and so do your insurance needs. It's important to regularly review your policy and make changes as needed.
For example, if you purchase a new car, you'll need to adjust your coverage to reflect the increased value.
Failing to Report an Accident
If you're involved in an accident, it's important to report it to your insurance company as soon as possible.
Failing to do so could result in your claim being denied. Additionally, be careful what you say to the other driver's insurance company.
Stick to the facts and don't admit fault.
In conclusion, when it comes to car insurance, it's important to do your research and make informed decisions. By avoiding these five common mistakes, you can ensure that you have the right coverage at the right price.
Contact Arrow Insurance Agency today for car insurance quotes and let us help you find the best coverage for your needs.
We know Loganville (we live here, too), we know Georgia (insuring all across the Peach State), and most of all, we know what insurance protection will keep you shooting straight.