 As an independent insurance agency in Loganville, GA, we've seen our fair share of car insurance mistakes that lead people to ask for our help.
Whether you're a first-time car owner or a seasoned driver, it's important to know what to avoid when it comes to insuring your vehicle. Don't wait for a claim to find out what your insurance policy allows and disallows. In this article, we'll go over the top five things you want to steer clear of when it comes to having proper car insurance.
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 Loganville, GA is a city with a rich history, founded in 1816 and named after prominent local farmer James Harvie Logan. Despite its location in the Atlanta metropolitan area, Loganville has managed to maintain its small-town charm with a close-knit community and a strong sense of history and tradition.
 As a Georgia resident, it's important to have comprehensive insurance coverage to protect both your home and your business. A well-rounded insurance plan will provide peace of mind and financial security in the event of unexpected events such as natural disasters, theft, or liability claims. Let's look at some major components of what a well-rounded protection plan entails.
 If you are a resident of Georgia, it is important to understand the risks associated with not having a proper life insurance policy  At Arrow Insurance Agency, we know the state of Georgia. Located in the hear of the state, Loganville, we like to look out for our fellow Peach Staters.
 We hope you enjoyed a great Christmas weekend and are looking forward to a new year.
Knowing insurance is an important aspect of managing and protecting your life, health, business, home, or auto, why not make certain you have proper coverage in 2023? There are many different types of insurance policies available to suit different needs and situations. In addition to protecting against unforeseen events and covering certain expenses, insurance can also help reduce risk by providing financial assistance if you suffer a loss due to an accident or natural disaster.  We've recently shared 7 good reasons to have Worker's Comp insurance.
The downside of not having worker's comp insurance is that any worker who has a job-related injury or illness could possibly sue your business. For example, say you have workers at a job site and one of them gets hurt on the job. He or she goes to the doctor for treatment, and unfortunately ends up with an injury that requires surgery. The cost of treatment can run into the thousands of dollars and could potentially put your business out of business.  One of the most common reasons that many businesses cite for not having workers' compensation insurance is that they simply cannot afford it.
However, Georgia does require this insurance for businesses with 3 or more workers (including part-time). While it can certainly be another expense, there are several good reasons why having this type of insurance is absolutely necessary for any business and can save you from multiplying expenses by not having it.  In Georgia, the state law requires that a business with three or more employees needs to provide Workers' Compensation in the event of an injury. However, even if you have fewer than 3 employees, it is still recommended to get coverage. You can't predict when an on-the-job injury will happen, and not having protection could be setting yourself up for big trouble. There are many reasons why every business owner should seriously consider buying worker's compensation insurance in Georgia.  Deciding on a health insurance plan can be tricky and overwhelming. With so many options available to residents of Georgia, it is important to make sure that you understand all of the details before you enroll in any plan.
The good news is that there are tools and resources available to help you get the coverage you need without overpaying. |
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3925 Harrison Rd Suite 200 Loganville, GA 30052 (770) 692-7500 Click Here to Email Us |
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